Christian Horner is the Team Principal of the Red Bull Racing Formula 1 team. He has led the team from its early days and turned them into champions in arguably the most competitive sport in the world.

Starting out as a driver himself, Christian rose through the racing ranks from karting to Formula 2, the level below Formula 1. Faced with trying to find a team, he started his own and won two championships. Feeling he was better suited to the commercial and strategic parts of the sport, he focused on leading a team. When the drinks giant Red Bull bought the Jaguar F1 team they approached Christian to run it.

Now faced with bigger budgets, more pressure, but also with leading the new players in the sport, Christian set about creating a team. As the newcomers, and with fewer resources than the more established likes of McLaren and Ferrari, he established a culture of focusing on innovation, people and collective achievement. He lured the man rated are arguably the best car designer ever in the sport, Adrian Newey, acquired international sponsors, and signed exciting young drivers like Sebastian Vettel and Mark Webber. Within just five years Red Bull had won their first constructors championship and followed that up by winning in each of the next three seasons. Those four seasons also saw Vettel win the drivers’ title. After their unprecedented success, and under pressure from the bigger teams, rules were changed and Red Bull struggled in subsequent seasons.

Red Bull have competed in one of the most technical, competitive sports in the world, proving that their involvement was more than a branding exercise. Christian considers the vast array of business lessons he’s learned in his career. How he’s built a team of the best engineers, designers, mechanics, businesspeople and drivers in the world. The commercial and cultural challenges of an organisation of almost 1,000 employees, based around the world, working week-to-week in search of millisecond advantages. Competing in a world where the pace of change on and off the track requires collaboration, leadership and robust testing.

Taking in everything from the cutting-edge technology and vast amounts of data now vital to the sport to the logistics of moving a 100 people and tonnes of equipment around the world, Christian reveals the demands of modern Formula 1. With insights like how they use data transmitted from tracks the other side of the world to the UK and back again to make split-second decisions. How Red Bull find and retain the best talent in the face of the greater money and resources of rivals. And, whilst the cars may represent the peak of engineering, the teams are human and the most important rule is to understand individuals and their goals.

Dr. Anita Sengupta is a rocket scientist and aerospace engineer who for the past 20 years has been developing spacecraft technologies that have enabled the exploration of Mars, Asteroids, and deep space. She started her career working on the launch vehicles and communications satellites. Her doctoral research focused the developing the ion engines that powered the Dawn spacecraft to reach Vesta and Ceres in the main asteroid belt. She was then responsible for the supersonic parachute system that was integral to the landing of the Curiosity Rover on Mars. She most recently led the development of the Cold Atom Laboratory, a laser-cooling quantum physics facility launched in 2018 to the International Space Station to create the coldest spot in the known universe. She is now leading the development of the next generation of transportation technologies to bring space age technology down to Earth for a greener tomorrow. Her research includes the plasma propulsion, the hyperloop, autonomous air taxis, and supersonic flight. Dr. Sengupta shares her expertise and unique perspectives as a public speaker at venues around the world.

Dr. Sengupta received her MS and PhD in Aerospace Engineering from the University of Southern California. In her spare time she is an avid pilot, motorcyclist, scuba diver, mountain bike, public speaker, scifi fan, and STEM advocate.

Robert Guest is The Economist’s Foreign Editor and has reported from more than 70 countries and lived in six. He was previously the US Editor, leading the magazine’s American coverage, and the Business Editor. He has also served as its Washington correspondent, "Lexington" columnist and Africa Editor.

A winner of numerous international awards, Robert constantly interviews political and business leaders and follows key developments in Washington, on Wall Street and on Main Street. He also draws on the expertise of The Economist’s global network of correspondents to keep abreast of international political, economic and social issues from major market shifts and general elections to uprisings and house prices.

In speeches, Robert discusses his thoughts on US business and politics, illustrated with real-world examples, from the oil-town man-camps of North Dakota to the warehouses of Silicon Valley where start-ups thrive. Globally he also includes his first hand experiences such as hitchhiking on a beer truck in Cameroon and being stopped 47 times at police road blocks. He may also explain why Chinese food companies advertise products they don’t sell in the UK on London buses, and how Louisiana uses drone technology to cull wild pigs.

Before joining The Economist, Robert was the Tokyo correspondent for the Daily Telegraph, and prior to that he was based in South Korea. He is the author of The Shackled Continent, a book that tries to explain how Africa could become richer; and Borderless Economics: Chinese Sea Turtles, Indian Fridges and the New Fruits of Global Capitalism, which describes how migration makes the world brainier.

Daniel Hulme is the CEO of AI solutions company Satalia, and Director of University College London’s Business Analytics Masters degree. He looks at how AI can solve the most challenging problems and deals with its business, ethical and social implications, as well as wider technological and economic developments.

Passionate about creating a positive technological future, Daniel sees his mission as making AI accessible and understandable whilst also providing a framework for avoiding the potential pitfalls. He works at the intersection of technology, innovation, organisation and ethics.

After studying computer and cognitive science, as well as management and computational complexity, Daniel has since balanced work in both academia, public and private sectors. He worked as a consultant for a range of technology companies in the UK and US. He’s worked on and founded advisory bodies and steering groups largely focused on the economic, employment and ethical implications of technology, data and AI. He’s also advised the UK Government on data use and worked with groups to foster entrepreneurship, learning and innovation in the private sector.

Daniel also founded and now leads Satalia. Seen by many as a peer of Google’s DeepMind, they apply AI to solving difficult business and social problems. They seek out practical applications of AI, often in unexpected ways, dealing with areas beyond customer and market data or automation.

Daniel reveals a future that holds radical changes to how companies operate and how global economies work. AI has the potential to affect everything from training to marketing, salary negotiations to customer service – anything that requires a decision to be made. Central banks and stock exchanges will have to deal with companies issuing their own currencies rather than shares. Personal and company reputations will be irrevocably recorded on the blockchain. These development all have the potential to completely alter things we take for granted. We need to be prepared and to steer them appropriately.

Exploring what AI is, and importantly what it is not, Daniel considers how true artificial intelligence won’t mirror the human brain, and won’t just be case of something that learns and calculates faster than we can. He dispels the myths whilst also alerting audiences to the potential problems. He suggest strategies to combat the demands for organisational change and the necessity for a new type of company and workplace that is not just open, ‘flatter’ and collaborative, but also inclusive. He looks at how these organisations can thrive, how they will innovate faster and more naturally, but also how the ethics and values of consumers and employees have to be incorporated. He also challenges people to reflect on how they use technology, and to understand why they may feel addicted to the sites such as Facebook and a world of likes and follows.

Simon Usherwood is Deputy Director of the “UK in a Changing Europe” programme, an independent group of academics providing impartial and evidence-led contributions to the public debate on the UK’s relationship with the EU. He is also Reader in Politics at the University of Surrey, where he researches and publishes on euroscepticism, negotiation theory, and UK-EU relations. You can find out more at www.simonusherwood.com

A.P. Moller - Maersk is an integrated container logistics company working to connect and simplify its customers’ supply chains. As the global leader in shipping services, the company operates in 130 countries and employs roughly 79,900 people.

Henrik has been with A.P. Moller – Maersk for more than 35 years starting in 1981 as a trainee. During the years he has worked and lived in the USA, the United Arab Emirates, Brazil and Germany.

In 2003 Henrik started in Maersk Procurement, and today he is the Chief Procurement Officer managing a global workforce of procurement professionals. Henrik is physically located at the Maersk Procurement head office in Copenhagen.

Henrik has completed a number of internal courses plus an extensive Leadership Course from London Business School.

Leonardo (Len) DeCandia has over 30 years of experience in the Pharmaceutical/Health Care/Consumer Products Industries with expertise in engineering, manufacturing, procurement and end to end supply chain management. Len is currently the Chief Procurement Officer for the Johnson & Johnson Family of Companies based in New Brunswick, New Jersey. In this role, he is leading a significant global organizational transformation for the Procurement function at J&J, moving from a tradition of decentralization to a global, fully connected and agile operating model utilizing cloud based technology. This initiative was recognized with the 2017 SAP Quality Award for Business Transformation and the J&J Procurement Team is embracing a future ready approach to a shifting market environment in partnering with the business to advance global health care.

Len’s commitment to organizational growth and development is exemplified by J&J’s Procurement Leadership Development Program, which was recognized in 2017 by MBA-Exchange.com as the world’s 2nd best MBA Development Program in Operations and J&J’s Procurement internship program was ranked #10 in Top Overall World-Wide Internship Programs. Len is also the Global Chair of the J&J “Alliance for Diverse Abilities” (ADA) employee resource group, whose mission is to create an enabling culture for people with diverse abilities, their care givers and their advocates.

Len has previously held supply chain leadership roles at Roche Pharmaceuticals and the Estée Lauder Companies. Len has spent the majority of his career leading the deployment of advanced practices in supply chain and organizational transformations. He is a founder and has served as Chair of the Rutgers Business School Supply Chain Management Center for many years and is currently a member of the Rutgers Business School Advisory Board, where Len is also an adjunct professor and teaches a graduate course in Innovation Management. Len resides with his family in Princeton, N.J.

Samsudin bin Miskon is currently the Vice President, Group Procurement, Project Delivery & Technology Division of PETRONAS. He holds a Bachelor of Science Degree in Chemical Engineering and a Masters of Science in Project Management . Samsudin has also attended the Advanced Management Program at Harvard Business School.

Samsudin began his career with PETRONAS in 1983 as a process engineer and was involved in the operations, design and project implementation of Gas Processing and Petrochemical facilities in PETRONAS.

He had held several positions in the PETRONAS Group including serving as the Senior General Manager of Malaysia LNG and as the Chief Executive Officer (CEO) of PETRONAS Gas Bhd.

Jennifer is a proven global executive and change agent with experience in the consumer, automotive, and food ingredients industries. She is recognized as a highly accountable and resilient leader, achieving results by building collaborative relationships with a relentless focus on continuous improvement to drive step changes in productivity.

Her passion is around organisational transformation and building talent and capabilities to enable growth, improve profitability, and increase value to customers. Jennifer has been the Chief Procurement Officer of Diageo, based in London, since 2017 and is currently leading the procurement function on their journey to drive value that fuels growth both for Diageo and their supplier partners.

Jennifer joined Diageo from Tate & Lyle where she held the position of Senior Vice President, Chief Procurement Officer. She was successful in delivering a global transformation of procurement where she developed a new operating model, built global capabilities, and introduced a new level of transparency which was critical to gaining trust, enabling significant cost savings, and raising the profile of procurement as a valued partner in the long term business strategy.

Prior to Tate & Lyle, Jennifer spent the first half of her career in the automotive industry, much of it with Lear Corporation, where she quickly advanced through the procurement and supply chain function holding various global leadership positions of increasing responsibility. Through this time, she built her solid foundation of advanced procurement practices, innovative supplier partnerships, “lean” mentality, and Global perspective.

As Chief Procurement Officer, Lloyd leverages partner ecosystems to drive short and long-term value for TELUS to enable its continued success. The goal is to create processes and infrastructure that are cost-effective and competitive, enabling TELUS to constantly meet the evolving needs of its 13 million subscriber connections and future growth demands. Lloyd and his team are responsible for the procurement and sourcing strategy, capital management and investment returns, supply operations, and transforming the underlying processes and systems that support them. Lloyd is also responsible for fleet management within TELUS and works closely with fleet users to ensure the lowest total cost of ownership and safe and effective operations.

Lloyd is passionate about sustainability and over the last five years, he has directed TELUS’ long-term energy reduction program, as well as the data center and central office convergence strategy. His contributions to a greener industry have been recognized outside of TELUS and in 2014 Lloyd was named a Clean 16 member for his outstanding contributions to sustainability in Canada.

A seasoned telecommunications executive, Lloyd has over 30 years of experience across the industry with equipment manufacturers, service providers and strategy consulting companies, including Nortel Networks, Deloitte, Strategos and two technology start-ups. Lloyd holds a Bachelor of Mathematics degree from the University of Waterloo and resides in Toronto, where he puts his passion for his city into action as a member of the Board of Directors for the Toronto Region Board of Trade.

Lorenzo Morretta is Head of Group Procurement for Assicurazioni Generali, which he joined in 2014, initially leading the Strategic Sourcing activities for Information Systems, before moving to the overall CPO position in 2016.

Before joining Generali, Lorenzo worked extensively for Telecom Italia where he held various leadership positions in Mobile Digital Content Marketing, IT Procurement and International Operations. He also has previous experience with Olivetti and Andersen Consulting (Accenture).

He graduated from Politecnico de Milano in 1993 with a BSc in Electronic Engineering - Information Systems.

Chalam Kalahasti is the Senior Director in Global Supplier Management (GSM) at Cisco responsible for strategic sourcing and supplier management of silicon, memory and optics commodities.

He has over 19 years of experience in supply chain management at Cisco, and was engaged in building new capabilities and transforming business processes across various functions within supply chain. Prior to the leadership role in GSM, Chalam focused on the supply chain planning, materials and inventory management operations functions. During this time, Chalam was engaged in transforming end-to-end supply planning processes with a primary focus on collaborative supply chain planning and the rollout of the Supply Collaboration Platform. He also has wide range of practical experience in lean demand-pull, inventory optimization and manufacturing planning processes. Prior to joining Cisco, Chalam worked in the automotive industry in the product development area.

Chalam holds a bachelor’s and master’s degree in Mechanical Engineering from Texas A&M University.

Ali Türk joined Turkcell as the Senior Vice President of Supply Chain Management in May 2016. He was appointed as the Executive Vice President of Supply Chain Management in March 2017. Ali Türk graduated from the Industrial Engineering Department of Istanbul Technical University in 1999 and completed Istanbul Technical University Executive MBA program in 2001. Mr. Türk started his career at Başak Hayat Sigorta in 1999. Between 2002 and 2007, he held various management positions responsible for logistics planning, warehouse and supply chain management processes at Ülker Group Companies. Between 2007 and 2011, he worked at Ceva Lojistik as Warehouse and Value Added Operations group manager. Joining Turkish Airlines in 2011 as Cargo Operations Vice President, Mr. Türk has served as Turkish Airlines Cargo Operations President since 2012.

As Chief Procurement Officer, Al Williams is responsible for Barclays’s overall procurement strategy focusing on maximizing the value of all goods and services purchased. Al is also responsible for overall performance across the Procurement Function, including Sourcing and Category Management,Purchase to Pay processes, Third Party Risk Management, Procurement Sustainability, Supplier Inclusion, Travel and Expense Management and Market Data Management ensuring alignment with the company’s business strategy. Al drives key procurement-led initiatives and represents Barclays in the marketplace in areas related to supply chain and purchasing.

Prior to joining Barclays, Al held the position of Chief Procurement Officer and also had oversight for People Mobility for Accenture, as well as several other positions including Senior Director of Global Subcontractor Procurement, Senior Director of United States Procurement and as a Director in Accenture’s Finance organization.

Prior to Accenture, Al worked for Prudential in Chicago for two years and Dean Witter (now Morgan Stanley) in Chicago and Tennessee for over eight years.

Al holds a Master of Business Administration from the University of Chicago and a Bachelor of Arts in Marketing & Communications from East Tennessee State University. To advance inclusive supply chains, Al has been a member of the Board of Directors for Women’s Business Enterprise National Council (WBENC), a member of the Executive Advisory Council for the Southwest Minority Supplier Development Council (SMSDC), and has also been active in several volunteer roles.

25+ years of international business experience across diverse industries, including Consultancy, Retail and Financial Services. Carina is a functional expert in Sourcing and Procurement through senior leadership positions in Financial Services and Procurement Consultancy and at firms including Diageo, Barclays and Citi.

Carina currently leads Citi’s Sourcing and Procurement Operations team for the EMEA region from Budapest. Carina and her leadership team have established a world-class regional Sourcing and Procurement Operations team, comprised of local and international talent, which service Citi’s regional Source to Buy activities.

Carina has the experience in delivering on vendor risk programmes and savings targets as well as driving digital transformation and diversity.

Carina is a member of the Citi Service Centre Management Committee and Global Source to Pay Management teams, which focus on the strategy and development of the function and Service Centre.

Carina is a Board Member of the Hungarian Outsourcing Association, which builds service centre community and shares best practices across the industry in Hungary.

Internationally mobile and interested in digitalisation, diversity and building teams for the future.

Specific Experience:
- Financial Services – Nine years
- International Procurement Consultancy – Six years
- MCIPS

Hervé Le Faou currently serves as the Chief Procurement Officer at HEINEKEN, the world’s most international brewer. HEINEKEN operates in over 70 countries globally and is committed to surprising and exciting consumers everywhere. Since joining HEINEKEN in 2016, Hervé has been leading a transformational programme within the Global Procurement function, with the intention of creating a world-class strategic sourcing community who are able to operate as a true business partner.

Having spent over half of his professional career abroad, Hervé brings a strong international leadership to his team, which manages €13 billion of spend through a team of 900 people based around the globe. This, coupled with his strong passion for both people and brands, has proven to be a great recipe for success when leading transformations in the food and beverage industry.

Cindy leads the global sourcing organisation serving the diverse functions and businesses including Clorox®/Pinesol®/Liquid-Plumr®/409® laundry and home care cleaning products, Brita® water filtration, Glad® bags & wraps, Kingsford® charcoal, Burt’s Bees® natural personal care, Fresh Step® cat litter, Hidden Valley Ranch® dressings, Renew Life® digestive health products and Nutranext vitamins and supplements. With a critical eye on supply assurance of the wide variety of raw and packaging materials, the GSS transformation has also advanced work on sourcing strategies, risk mitigation, responsible sourcing and sustainability, supplier diversity, SRM and sourcing innovation.

Johannes Giloth is the Senior Vice President of Supply Chain and Procurement and Chief Procurement Officer at Nokia, based in Munich, Germany.

Johannes is a senior executive, with broad international and cross-cultural experience in the telecommunications industry in both general management and consulting positions. Results-oriented, Johannes has a track record of successfully running large operations in global companies, leading strategic transformation programs and big international teams in a complex and fast-changing environment. With a proven ability to develop strategies and organizations, Johannes has a strong focus on implementation and the delivery of measurable value.

In his current position, Johannes designs the future end-to-end value chain of digital operations, supply chain and procurement by applying a bimodal approach: driving continuous improvement while investing in disruptive innovations. Generating customer value, being recognized by customers as best-in-industry in operations, defining the future ecosystems as enablers of Nokia’s strategy, and contributing to Nokia’s growth are Johannes’ key aspirations for Global Operations.

Prior to his current role, Johannes was Vice President of Supply Chain and Logistics, successfully driving Nokia towards best-in-class manufacturing and supply chain operations, improving operational efficiency and supporting increased value generation for Nokia’s customers.

Throughout his career, Johannes has acquired in-depth senior management experience in supply chain, procurement, organizational and business development, business transformation, change management, outsourcing, mergers & acquisitions, post-merger integration, and management consulting.

Johannes holds a degree from the University of Kaiserslautern, Germany (1997) in Business Administration and Mechanical Engineering and a degree from the University of Greenwich, London (1995) in International Business.

After graduating from TU Dortmund University with a degree in electrical engineering, Christian Holzer started his career at the Siemens Group in 1994.

As project manager, he gathered comprehensive experience in the field of energy plant engineering, with managerial responsibilities and posts held in Germany, USA (1998/99) and Singapore (2000).

In 2001, he joined the procurement function of the Siemens “Energy” sector, division Power Transmission & Distribution. Being entrusted with a succession of procurement leadership roles at different levels of the organization, he has broad knowledge of all aspects of strategic, tactical and operational procurement.

From 2009 to 2012, Christian was Corporate Vice President Pooled Direct Materials in the Corporate Supply Chain Management function at Siemens AG where he was responsible for a total annual purchasing volume of about € 10 bn.

In May 2012, Christian took over the role of Senior Vice President and Chief Procurement Officer at thyssenkrupp AG. In charge of leading the Corporate Function Procurement & Supply Management, Christian is responsible for the Groupwide global procurement of direct and indirect materials and services, covering a total annual purchasing volume of about € 27 bn.

Since 2012, Christian and his global leadership team have been driving a comprehensive transformation program to build agile global network structures and drive procurement excellence and innovation to manage the Groups’ spend. The team’s mission is to turn spend into value, delivering bottom-line and top-line effects to the thyssenkrupp businesses.

Christian’s personal credo is “Ohne Daten keine Taten”, which means that all action must be based on a good understanding of facts and figures, i.e. data.

Dr. Staubitzer started his career 1996 within Siemens in different responsibilities in the areas of Procurement, Process Consulting and Strategic Marketing.

He was responsible for different Business Segments and Business Units within Siemens as a CFO and CEO.

From July, 2008, until Sept, 2014, he took over the responsibility as CPO Industry Sector and Head of Supply Chain Management in addition CPO Siemens since May, 2013.

Since Oct 1st, 2014, he took over the responsibilty as Head of SCM and CPO Siemens.

Sébastien Bals is the CPO of UCB Pharma, a global mid-size biopharma company headquartered in Belgium with key products in the area of immunology and neurology. Together with his team, he creates value for UCB’s patients by connecting UCB challenges with innovative solutions coming from the supply base. He’s passionate about the future of procurement in a digital and an experience-based world and is developing high-performing, agile, complimentary teams to build strong partnerships both internally as well as externally to deliver sustained value beyond savings.

Joe Agresta is a high energy thought leader who is an accomplished Sr. Executive in a broad array of functional disciplines in Product Management, Operations, Supply Chain and Procurement .Impact and Servant Leadership have been synonymous in everything he leads, whether it be designing and implementing Procurement Operating Models at both Allied Signal and Johnson and Johnson, transforming Supply Chain processes or leading Integrated Product Teams in major product turnarounds. He continues to share is passion for the space as a college professor, international speaker and mentor of Veterans in the American Corporate Partners Mentoring Program.

Joe is based in New Jersey, USA He has been responsible for global teams in Europe, Asia,South Africa, Australia ,Brazil, Puerto Rico and North America over the last 20 years.Through his teams international business and process development have been at the forefront of their work. While leading the Supply Chain at. Johnson and Johnson’s Ortho Clinical Diagnostics he was responsible for the distribution operations in Strasbourg France. Recently Joe has been focusing on Procurement Education in China.

Since October 2013, Mr. Purschke serves as the Chief Procurement Officer of Siemens Healthineers. In this function he is globally responsible for 6 Billion € procurement volume of Siemens Healthineers and reports to the CFO of Siemens Healthineers.

Before this from October 2009 to October 2013 he served as the Head of Procurement of the Imaging and Therapy Division within Siemens Healthineers and also led the Commodity Management and – Cost Value Engineering department. Prior to this between 2000 to 2009 Mr. Purschke held various functional responsibilities such as:
- CFO for Siemens VDO Powertrain, later Continental AG, BU Fuel Supply Systems, Dortmund, Germany
- CFO for Volkswagen Mechatronic GmbH & Co. KG, in Saxony, Germany
- Financial Business Segment Head for Powertrain Diesel Systems Fuel Delivery

Having joined Siemens in December 1991 after completing his Masters in economics and business administration at Ruhr-University, Bochum, Mr. Purschke started working in the Siemens Division Information and Communication Mobile where he fulfilled several tasks, as Head Commodity Management direct material, Team Lead for the Procurement Marketing department, Procurement Engineer and Commodity Manager.

As Executive Supply Chain & Operation Director at COFARES, Ruben leads operations for the Spanish Pharma Leader Distributor. COFARES is the Spanish leader Company managing the supply chain for more than 14.000 pharmacies through more than 35 distributions centers and 35.000 SKU with revenues above 3,1MM Euros. Leader in logistic technology and service, managing the supplier panel in categories like warehousing technology, maintenance & infrastructure, transportation or staff services is critical to comply the challenge service required by the Spanish Health System supported by pharmacies.

Before COFARES, Ruben has been working in one of the World Energetic Materials leaders (Maxam) as Corporate Purchasing, Supply Chain & Logistic Director managing a wide range of suppliers and categories like raw materials (chemicals, plastics, metals…), logistics (road, sea and air service providers) and indirect spend.

He has also developed Purchasing function in Service Companies like Citigroup as EMEA Category Manager or Country Purchasing Director or developing procurement processes in NH Hotels or purchasing consultancy in PwC.

A proven track record of success on different industries has showed Ruben how critical is the role of supplierS in the success of any Supply Chain. Supplier Sustainability is one the key elements to keep a leader position and ensure innovation brought from an “extended supply chain concept”

Rob Tuckwell has been with Barclaycard Commercial Payments for over 13 years working in a variety of client facing and leadership roles. Today he is the Director of Partnerships and B2B.

The B2B payments proposition comprises a new specialist payments team that supports large and international clients to develop their business-to-business (B2B) payment strategy and infrastructure. The team works in consultation with finance, treasury and procurement stakeholders to optimise value from B2B payments. The team covers consultancy, programme analysis, receivables & payables solutions, partnerships and supplier recruitment.

Barclaycard Commercial celebrated its 50th birthday this year and to mark the milestone they’ve launched a solution to pay suppliers that don’t currently accept payment by Visa/MasterCard